Business Plans That Work
How does a mortgage for a business work?
I’m thinking of opening a business and as I am writing the plan, I want to consider buying the location vs. leasing or renting it.
Anyone knows how to obtain a business mortgage? What is involved? Money down, financing, interest, longest term on the loan? etc…. Very likely won’t try to buy a place that costs more than $90,000 if I find one.
Any pointers/resources on how that works will be appreciated.
Thanks!
first is it a sole proprietor, a partnership, a corporation, LLC, etc. this will have a lot to do with it. if it is a sole p then it will go by your credit even though you may have a tax id # if its a partnership it will go by both ppls credit. if its a corporation it will go by the corporation and the way that it is set up. you will want to try to establish some type of credit for the business, cell phone, lights, small credit card etc. you will have to establish a well planned out business plan to get a loan and it has to be for at least 5 years, it has to have supplies, employees, employees pay, the competition, the way you will advertise, etc. you may need money down, if you are a minority you may be eligible for a grant or a special loan, you may want to rent a cheap building to see first and then get into a building.
Work From Home-I Wanted A Business–Not A Buck
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